Sortika App – Nikispend Nasave

Empowering Your Financial Freedom — One Smart Step at a Time

Sortika helps individuals and groups save, invest, and access credit with ease through smart automation and trusted Sacco-backed services.

Save Without Thinking

Invest with Confidence

Borrow Without Hassle

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YOUR PATH TO FINANCIAL FREEDOM

We are your one-stop-shop for managing your wealth and money.

Sortika is a financial platform and infrastructure built to revolutionize how individuals and groups plan and manage their money. Partnered with BlockCoop Sacco, a registered SACCO by the Ministry of Cooperatives, Sortika merges traditional cooperative trust with cutting-edge technology. We simplify saving, investing, and borrowing — ensuring everyone, from zero savings to savvy investors, can achieve their goals.

Why Sortika?

Affordable

Only pay for what you use — transactional fees from just 1–4%, or subscribe to save more.

Smart and Automated

Let our system nudge you toward consistent savings and smart investing.

Tech-Driven

Mobile-first experience, powered by Flutter, Django, and JavaScript — hosted on Google Cloud and AWS for stability.

Social Finance

Built around social trust and community — financial empowerment with friends, not in isolation.

Features

Passive Savings

Automatically save every day — get daily prompts and save without even thinking about it.

Goal-Oriented Saving

Set financial goals and track your progress with dedicated tools to stay motivated.

Investments

Access curated investment opportunities listed directly on the app. Grow your money with transparency and guidance.

Borrowing

Borrow against your savings with competitive rates from BlockCoop Sacco.

P2P Lending

Lend and borrow within the community. All P2P credit is backed by BlockCoop’s guarantee system for risk-managed peer lending.

Credit Guarantee Pools

Don’t have a guarantor? No problem. Join our credit guarantee pools and access instant borrowing based on your trust score.

Group Services

Manage your group’s finances — from savings to loans and investments — with real-time transparency and accountability.

Group Financial Products

Access tailor-made financial products designed specifically for savings groups and investment clubs.

Frequently Asked Questions

Want to know us more? Explore the answered frequently asked questions (FAQs)

Is Sortika a bank?

No. Sortika is a digital financial platform powered by BlockCoop Sacco, offering SACCO-backed savings, investments, and credit.

Do I need to be a member of BlockCoop Sacco?

Yes, Sortika connects you to BlockCoop for regulated services. Signup is simple and done via the app.

Is my money safe?

Absolutely. All funds are managed under BlockCoop Sacco and protected by Kenyan cooperative regulations.